Does the party ledger update automatically when I create an invoice?

Yes, every invoice you create in Stock Register automatically adds an entry to the customer's ledger with the invoice amount, date, and due date. When you record a payment against that invoice, the ledger balance reduces accordingly. The same works for supplier ledgers — every purchase bill automatically creates a ledger entry. You never need to write manual ledger entries.

Can I send payment reminders via WhatsApp?

Yes, you can share due balance details or ledger statements via WhatsApp directly from the app. You can also download any report as PDF and share via WhatsApp or email. The ledger statement includes all transactions with running balance — useful for payment follow-ups and balance confirmation with parties.

How do I record partial payments from a customer?

Recording partial payments is simple. Open the customer's ledger, tap 'Record Payment', enter the amount received, select the payment mode (cash, UPI, bank transfer, etc.), and link it to the relevant invoice. The outstanding balance for that invoice reduces by the partial payment amount, and the remaining due is clearly visible. You can record multiple partial payments against the same invoice until it is fully settled.

Can I see an aging report of all overdue payments?

Yes, the due payment dashboard includes an aging analysis that categorises outstanding amounts by how long they have been overdue — 0 to 30 days, 30 to 60 days, 60 to 90 days, and more than 90 days. This helps you identify invoices that have been pending the longest and prioritise collection efforts. You can also see a top debtors list showing customers with the highest outstanding amounts.

Can I share a ledger statement with my customer for balance confirmation?

Yes, you can generate a detailed ledger statement for any customer showing all transactions — invoices, payments, credit notes, and adjustments — with a running balance for any date range. Share this statement as a PDF via WhatsApp or email for the customer to review and confirm the outstanding balance. This is commonly used during year-end reconciliation or when there is a payment dispute.

Party Ledger & Payment Tracking Software for Indian Businesses

Lakhs stuck in udhar because there's no system to track who owes how much and since when. Paper ledgers are messy, customers deny amounts, and you're too embarrassed to follow up.

Stock Register auto-generates a party ledger for every customer and supplier. See total outstanding at a glance, filter by overdue days, and send polite WhatsApp payment reminders with one tap.

Start 7-Day Free Trial →No payment required

4.5/5(1,000+ reviews)|2,50,000+ businesses|Android + Web

“I am using this app from six months. This app is useful for small business management. Using this app for stock tracking, total sales and profit. Party receivable are also easy to track.”

Mahesh Gupta, Wholesale Business

Complete Party Ledger & Payment Management for Your Business

Track every rupee owed to you and by you — ledgers, payments, reports, and WhatsApp sharing

Common problems this solves

Lakhs Stuck in Unpaid Invoices

Indian SMBs routinely extend credit (udhar) to customers, but without a digital ledger, outstanding amounts pile up unnoticed. Paper bahi-khatas make it nearly impossible to identify which invoices are 30, 60, or 90+ days overdue. Business owners often have lakhs stuck in receivables they cannot even quantify — silently draining working capital and limiting growth.

Stock Register auto-generates a party ledger for every customer showing total outstanding, aging breakdown, and one-tap WhatsApp payment reminders.

Payment Disputes with No Proof

Payment disputes are extremely common in Indian trade, especially with contractors and bulk buyers. When a customer denies an outstanding amount, the business owner has no digital proof — only handwritten entries in a register that can be torn, altered, or lost. Without timestamped transaction records, businesses are forced to write off legitimate dues, losing significant revenue every year.

Stock Register records every invoice, payment, and credit note in the customer ledger with timestamps — share the statement PDF via WhatsApp to settle disputes in minutes.

Embarrassment in Following Up for Payment

In Indian business culture, personally calling regular customers for small overdue amounts feels awkward and can strain relationships. Many shop owners avoid follow-ups altogether, letting small dues accumulate into large uncollected amounts over the year. The social discomfort of asking for money is a real and underestimated cause of cash flow problems for small businesses.

Stock Register lets you share due balance and ledger statements via WhatsApp — a professional PDF report speaks for itself without an awkward phone call.

Automatic Party Ledger

Party Ledger report for Shyam Fruits — Opening Balance ₹0, Total Credit ₹5,000, Total Debit ₹2,210, Closing Balance ₹2,790 (Total Payable)
Transaction table with Date, Entry Type, Entry No., Debit (−), Credit (+), Payment Mode, and running Balance columns
Payment In of ₹5,000 (Cash) on 28 March, Sales S9 ₹360 and Sales S10 ₹1,850 on 29 March — every entry auto-recorded
Filter by date range — Last 30 Days (28 Feb 2026 to 29 Mar 2026) or any custom period
Download button to export the full ledger statement as PDF or Excel for your CA

Due Payment Dashboard — Receivable & Payable

Total Payable ₹49,092.23 and Total Receivable ₹1,08,347.00 at the top — see your net position instantly
Receivable Parties tab filtered — Abhishek ₹12,354.87, Ahmed ₹1,766.99, Aman ₹4,496.30, Amanda ₹353.00, Aniruddha ₹1,755.31
Tabs to switch between All Parties, Payable Parties, Receivable Parties, Customer, and Supplier
Search by party name and filter by category to find specific outstanding amounts
Reset All button to clear filters and see the complete party list

Payment In — Record Customer Payments

Payment In list showing Date & Time, Payment In Number, Party/Customer Name, and Total Amount
Recent payments — Aniruddha ₹1,500, Aman ₹4,000, Shyam Fruits ₹5,000, Ram Fruit Distributor ₹200
Filter by date range — Last 7 Days (23 Mar to 29 Mar 2026) or any custom period
Search by party name to find specific payment records
+ Create Payment In button to record a new payment with amount, mode, and linked invoice

Payment Out — Track Supplier Payments

Payment Out list showing Date & Time, Payment Out Number, Party/Customer Name, and Total Amount
Payments made — Food Stories ₹1,500 and Manish Brothers ₹2,000
Filter by date range and search by party name — same interface as Payment In
Report button to download or share the payment out report
+ Create Payment Out button to record payments to suppliers — Cash, UPI, Bank Transfer, or Cheque

Party Reports — Item Wise, Daily & Day Wise

Shyam Fruits — Item Wise Report showing Item Name, Sales Quantity, Sales Amount, Purchase Quantity, and Purchase Amount
Items listed — Almond 1 KG ₹950, Apple 1 KG ₹100, Banana 2 KG ₹200, Cashew 1 Piece ₹900, Mango 1 KG ₹100, Pineapple 1 Piece ₹60
Tabs to switch between All Entries, Item Wise Report, Daily Payment Report, and Day Wise Report
Filter by date range and select specific columns to customise the report view
Report button to download or print — share with your CA or the party for reconciliation

Download, Print & Share Reports

Download any party report as PDF or Excel — ledger statement, item-wise, daily payment, or day-wise report
Print directly from the app for physical records
Share via WhatsApp or email — send ledger statements or due balance to parties
Filter by date range, party, or category before downloading

Best for:📦 Wholesale Traders·🧱 Building Material Dealers·🧵 Textile Shops·📺 Electronics Distributors

Track Payments & Collect Dues in 3 Simple Steps

Your ledgers maintain themselves — focus on collecting, not calculating

Create Invoices & the Ledger Builds Itself

Every invoice you create automatically adds an entry to the customer's ledger with the amount due. Every purchase bill adds to the supplier's ledger. No separate ledger entries needed — the system does it all as you transact.

Track Outstanding & Send Reminders

Open the payment dashboard to see who owes you money and how overdue it is. Send WhatsApp payment reminders to customers with one tap. The reminder includes the exact amount, invoice details, and a polite request for payment.

Record Payments & Close the Loop

When payment is received, record it against the correct invoice. The ledger balance updates instantly. Generate a payment receipt PDF for the customer. Track partial payments and remaining balances effortlessly across all parties.