Accounting

Payment In / Receipt

Money received from a customer against outstanding invoices

Definition

Payment In (also called a receipt) refers to the money received by a business from a customer against outstanding sales invoices. When you sell goods on credit, the customer's balance increases as a sundry debtor. When the customer pays — whether in cash, via UPI, bank transfer, cheque, or any other mode — you record a Payment In entry to acknowledge the receipt and reduce the customer's outstanding balance. For Indian small businesses, recording payment-in entries accurately is essential for tracking receivables, maintaining correct party ledger balances, reconciling bank statements, and ensuring that your books reflect the true financial position of your business. Each payment-in entry should reference the sales invoice it is settling, specify the payment mode and transaction details, and update both the party ledger and the cash or bank book simultaneously. Under GST, if you receive advance payment before the supply of goods or services, you may need to pay GST on the advance and issue a receipt voucher. Consistent payment-in tracking helps you identify slow-paying customers, manage cash flow, and follow up on overdue receivables.

How It Works

  1. 1When a customer makes a payment — in cash, via UPI, cheque, NEFT, RTGS, or any other mode — you create a Payment In entry specifying the amount, date, party name, and payment mode.
  2. 2The entry is linked to one or more outstanding sales invoices, so the system knows exactly which bills are being settled (fully or partially).
  3. 3Upon saving, the customer's outstanding balance (sundry debtor) is automatically reduced and your cash or bank balance increases by the received amount.
  4. 4All payment-in entries are logged in the day book and cash/bank book, creating a complete audit trail of every rupee received from customers.

Example

You own an electronics shop in Nagpur and sold goods worth Rs. 1,20,000 to a corporate client on 15-day credit terms. On Day 8, the client makes a part payment of Rs. 75,000 via NEFT. You record a Payment In entry: Date: 23rd Jan, Party: Sharma Enterprises, Amount: Rs. 75,000, Mode: Bank Transfer, Reference: Against Invoice #SI-0234. The client's outstanding balance reduces from Rs. 1,20,000 to Rs. 45,000. On Day 14, the client pays the remaining Rs. 45,000 via UPI, and you record another Payment In entry, bringing the balance to zero.

How Stock Register Handles This

  • Record customer payments against specific invoices with one tap — the app auto-calculates remaining balance for each customer
  • Track all payment modes (cash, UPI, cheque, NEFT, RTGS) in a unified view with date, reference, and transaction details
  • View customer-wise receivable ageing reports to identify overdue payments and follow up proactively before they become bad debts

Related Terms

Related Guides

Frequently Asked Questions

Can I record a partial payment from a customer?

Yes, you can record partial payments against any sales invoice. The system will track the remaining balance automatically. For example, if a customer owes ₹1,00,000 and pays ₹60,000, the outstanding balance updates to ₹40,000. You can record multiple partial payments until the invoice is fully settled.

What is the difference between Payment In and Receipt Voucher?

They are closely related. Payment In is the action of receiving money from a customer, while a receipt voucher is the formal accounting document that records this transaction. In Stock Register, when you create a Payment In entry, the system automatically generates the corresponding receipt voucher for your records.

Do I need to record cash payments received from walk-in customers?

For walk-in cash sales where payment is received immediately, the payment is typically recorded as part of the cash sales invoice itself. Payment In entries are primarily used for credit sales where the customer pays later. However, maintaining records of all cash receipts is important for accurate cash book management and tax compliance.

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